This health insurance guide contains all of our agencies blog posts. We share valuable insights into how you can get the most out of your health insurance. We also help guide people through the process of qualifying for better health insurance.
Premiums are up again. Before you buy up to Silver or Gold, here is the Bronze-plus-supplements math we run with self-employed clients — and when it does not work.
Why We Often Tell Clients to Buy the Cheap Plan on Purpose Read More »
Offer real health benefits without a pricey group plan. Here’s how a QSEHRA lets your small business reimburse employees tax-free—and how to set one up.
How to Set Up and Administer a QSEHRA in Your Small Business Read More »
A clear, side-by-side look at HSAs and FSAs for self-employed Utahns — how each account works, the 2026 rules, and which one saves you more money.
HSA vs. FSA: Which One Actually Saves You More Money in 2026? Read More »
Compare two affordable alternatives to group health insurance for small employers — a fixed benefit stipend and a QSEHRA — and find the right fit for your team.
Alternatives to Group Health Insurance for Small Employers: Stipends vs. QSEHRAs (2026) Read More »
If you buy your own health insurance, 2026 has felt more expensive than ever. You’re not imagining it. A new national analysis confirms what many self-employed Utahns are already experiencing: ACA marketplace enrollment is declining sharply, and the people hit hardest are middle-income earners who make too much to qualify for subsidies. If that describes
ACA Enrollment Is Falling — What Self-Employed Utahns Need to Know Read More »
Self-employed and earning too much for ACA subsidies? A health sharing plan like Planstin’s Ultrio membership could save your family 30–50% on healthcare costs. Here’s an honest look at how it works and whether it’s right for you.
Is a Health Sharing Plan Right for Your Family? An Honest Look Read More »
If you buy your own health insurance, you’ve probably felt overwhelmed. This guide breaks down the three main paths — Marketplace health insurance, private health insurance, and health sharing memberships — so you can choose the right coverage with confidence and without overpaying.
The health insurance landscape continues to shift in 2026—and recent marketplace news highlights two important trends that could directly impact individuals and families shopping for coverage. From missed premium payments to major insurers exiting certain markets, these developments reinforce one key truth: having the right guidance when choosing a health plan matters more than ever.
Marketplace Health Insurance Updates (Spring 2026) Read More »
Why Health Insurance Feels So Complicated When You’re Self-Employed If you’re self-employed in Utah, you’ve probably asked yourself: “Why is my health insurance so expensive… and are these really my only options?” You’re not alone. When you don’t have an employer helping you: Most people end up on one website, pick a plan, and hope
What Are My Health Insurance Options If I’m Self-Employed in Utah? (2026) Read More »
If you’re self-employed or running a small business, finding the right health insurance plan can feel overwhelming. You’ve probably asked yourself: You’re not alone. Most individuals and families who try to figure this out on their own end up either overpaying or settling for a plan that doesn’t actually fit their needs. The good news?
