ACA Enrollment Is Falling — What Self-Employed Utahns Need to Know

If you buy your own health insurance, 2026 has felt more expensive than ever. You’re not imagining it. A new national analysis confirms what many self-employed Utahns are already experiencing: ACA marketplace enrollment is declining sharply, and the people hit hardest are middle-income earners who make too much to qualify for subsidies. If that describes

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The Complete Guide to Marketplace Plans, Private Insurance, and Health Sharing Memberships

If you buy your own health insurance, you’ve probably felt overwhelmed. This guide breaks down the three main paths — Marketplace health insurance, private health insurance, and health sharing memberships — so you can choose the right coverage with confidence and without overpaying.

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