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Two people in business attire argue face to face as one shouts through a megaphone, illustrating the noisy debate around Medicare Advantage changes in 2027.

Medicare Advantage Changes in 2027: Why Your Plan May Not Exist Next Year

Health Insurance News, Medicare Guide / Brian Groberg / August 24, 2026

Some Medicare Advantage plans won’t return in 2027. Here’s what the letters arriving this fall actually mean, and the enrollment windows they quietly open for you.

Medicare Advantage Changes in 2027: Why Your Plan May Not Exist Next Year Read More »

Parents and their young children playing together on the grass in a sunlit park, a picture of why life insurance matters to families.

Why Life Insurance Matters More Than Most Families Think

Life Insurance Guide / Brian Groberg / August 17, 2026

Most families guess life insurance costs about ten times what it actually does. Here’s a plain-English look at what coverage really costs and how much you need.

Why Life Insurance Matters More Than Most Families Think Read More »

Four smiling senior adults gathered around a laptop in a classroom, learning Medicare basics together

Medicare Basics: Parts A and B, How to Qualify, and Choosing Your Coverage

Medicare Guide / Brian Groberg / August 10, 2026

Turning 65 soon? Here are the Medicare basics in plain language: what Parts A and B cover, how you qualify, and how Advantage and Supplement plans differ.

Medicare Basics: Parts A and B, How to Qualify, and Choosing Your Coverage Read More »

Family of five in yellow sweaters sitting together in an autumn field, the kind of family term life insurance is designed to protect

Term Life Insurance: A Simple Way to Protect the People You Love

Life Insurance Guide / Brian Groberg / August 4, 2026

Term life insurance is one of the simplest, most affordable ways to protect your family’s finances. Here’s how it works, what it costs, and how to choose the right policy.

Term Life Insurance: A Simple Way to Protect the People You Love Read More »

Female dentist in a mask and gloves examining an older patient's teeth in a bright, modern dental office

How Individual Dental Insurance Helps You Save on Care You Actually Need

Supplemental Insurance Guide / Brian Groberg / July 27, 2026

Buying your own coverage? Here’s how individual dental insurance keeps routine care affordable, softens the cost of bigger procedures, and supports your overall health.

How Individual Dental Insurance Helps You Save on Care You Actually Need Read More »

Small business team planning health benefits together in a modern office

How to Set Up and Administer a QSEHRA in Your Small Business

Health Insurance Guide / Brian Groberg / July 20, 2026

Offer real health benefits without a pricey group plan. Here’s how a QSEHRA lets your small business reimburse employees tax-free—and how to set one up.

How to Set Up and Administer a QSEHRA in Your Small Business Read More »

Self-employed couple reviewing a life insurance calculation with an advisor in a cozy office

How Much Life Insurance Do You Actually Need? A Simple Formula for Self-Employed Utahns

Life Insurance Guide / Brian Groberg / July 13, 2026

Not sure how much life insurance you actually need? Here’s a simple formula that helps self-employed Utahns land on the right number, without the guesswork.

How Much Life Insurance Do You Actually Need? A Simple Formula for Self-Employed Utahns Read More »

Diverse group of four young adults smiling together in a park with vibrant autumn leaves during open enrollment season

Marketplace Plan Changes 2027: What Utah’s Self-Employed Should Know Before Open Enrollment

Health Insurance News / Brian Groberg / July 7, 2026

Open enrollment looks different this year—shorter dates, new plan types, and changed pricing. Here’s what Utah’s self-employed need to know to still find the best deal.

Marketplace Plan Changes 2027: What Utah’s Self-Employed Should Know Before Open Enrollment Read More »

Doctor in a mask and white coat comforting a patient in a hospital bed, with a stethoscope and clipboard, illustrating when critical illness insurance helps

What Does Critical Illness Insurance Actually Cover – And Do You Need It in Utah?

Supplemental Insurance Guide / Brian Groberg / June 29, 2026

A friendly, plain-language guide to critical illness insurance for self-employed Utahns — what it covers, how it fills the gaps in your health plan, and whether it’s worth adding.

What Does Critical Illness Insurance Actually Cover – And Do You Need It in Utah? Read More »

Wooden tiles spelling health insurance beside blue pills and a planner, representing the HSA vs. FSA decision for self-employed individuals

HSA vs. FSA: Which One Actually Saves You More Money in 2026?

Health Insurance Guide / Brian Groberg / June 22, 2026

A clear, side-by-side look at HSAs and FSAs for self-employed Utahns — how each account works, the 2026 rules, and which one saves you more money.

HSA vs. FSA: Which One Actually Saves You More Money in 2026? Read More »

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