A friendly, plain-language guide to supplemental insurance options — dental, vision, and accident coverage — and how they fill the gaps your primary health plan leaves behind.
Supplemental Insurance Options: A Simple Guide to Dental, Vision, and Accident Coverage Read More »
Compare two affordable alternatives to group health insurance for small employers — a fixed benefit stipend and a QSEHRA — and find the right fit for your team.
Alternatives to Group Health Insurance for Small Employers: Stipends vs. QSEHRAs (2026) Read More »
If you buy your own health insurance, 2026 has felt more expensive than ever. You’re not imagining it. A new national analysis confirms what many self-employed Utahns are already experiencing: ACA marketplace enrollment is declining sharply, and the people hit hardest are middle-income earners who make too much to qualify for subsidies. If that describes
ACA Enrollment Is Falling — What Self-Employed Utahns Need to Know Read More »
Self-employed and earning too much for ACA subsidies? A health sharing plan like Planstin’s Ultrio membership could save your family 30–50% on healthcare costs. Here’s an honest look at how it works and whether it’s right for you.
Is a Health Sharing Plan Right for Your Family? An Honest Look Read More »
If you buy your own health insurance, you’ve probably felt overwhelmed. This guide breaks down the three main paths — Marketplace health insurance, private health insurance, and health sharing memberships — so you can choose the right coverage with confidence and without overpaying.
If you buy your own health insurance — whether you’re self-employed, freelancing, or just not covered through an employer — you’ve likely seen the recent headlines about Cigna. On April 30, 2026, Cigna announced it will exit the ACA individual health insurance marketplace at the end of this year, leaving roughly 369,000 people across 11
For many Medicare beneficiaries, healthcare costs don’t all at once. They rise quietly, one little piece at a time. A slightly higher premium here. A prescription that suddenly costs more there. A supplement plan renewal that feels just a little harder to justify than last year. Most people don’t notice the full picture until they
Why Medicare Costs Are Changing in 2026 — And What Smart Beneficiaries Should Review Now Read More »
The health insurance landscape continues to shift in 2026—and recent marketplace news highlights two important trends that could directly impact individuals and families shopping for coverage. From missed premium payments to major insurers exiting certain markets, these developments reinforce one key truth: having the right guidance when choosing a health plan matters more than ever.
Marketplace Health Insurance Updates (Spring 2026) Read More »
If you’re on Medicare—or planning to be soon—you might not think changes happening in Washington really affect you. But they do. A recent update from the Centers for Medicare & Medicaid Services (CMS) could impact your plan options, your benefits, and even how your coverage works in the coming years. Let’s break it down in
Medicare Advantage Changes Coming in 2027: What a 2.48% Payment Increase Means for You Read More »
Why Health Insurance Feels So Complicated When You’re Self-Employed If you’re self-employed in Utah, you’ve probably asked yourself: “Why is my health insurance so expensive… and are these really my only options?” You’re not alone. When you don’t have an employer helping you: Most people end up on one website, pick a plan, and hope
What Are My Health Insurance Options If I’m Self-Employed in Utah? (2026) Read More »
