Services you can trust
Critical Illness Insurance
Finding the right Critical Illness Insurance is difficult...
01
Even in emergencies, health insurance doesn't cover everything
02
Preparing for lost income, experimental treatments, and other expenses is hard
03
And choosing a product that will actually pay claims can be time-consuming
The Solution
We make it easy to find the right Critical Illness Insurance!
01
We know which products are the right ones to meet your needs
02
We explain exactly how your plan benefits work so that you can avoid confusion
03
We help match you with a company that is trusted to pay when you need it the most
Frequently Asked Questions About Critical Illness Insurance:
What Is Critical Illness Insurance?
Critical illness insurance is a type of supplemental insurance that pays a lump-sum cash benefit if you are diagnosed with a covered serious illness. The money can be used for medical bills, living expenses, or anything else you need during recovery.
How Does Critical Illness Insurance Work?
If you are diagnosed with a covered condition, the policy pays a one-time cash benefit. The payment is made directly to you and can help with expenses while you focus on recovery. The benefits can be used to pay for expenses that regular health insurance doesn’t cover such as your deductible, groceries, or even other living expenses.
What Illnesses Are Typically Covered By Critical Illness Insurance?
Many policies cover major conditions such as heart attack, stroke, cancer, and sometimes other conditions like kidney failure, major organ transplant, or coronary artery bypass surgery. Coverage varies by plan.
Please reach out and schedule an appointment if you would like to see the exact details of our recommended critical illness policies.
How Can I Use The Money From A Critical Illness Policy?
You can use the benefit for anything you need. This may include medical bills, travel for treatment, mortgage payments, childcare, or everyday expenses.
How Much Does Critical Illness Insurance Cost?
The cost depends on factors like age, coverage amount, and health history. Many policies are designed to be affordable while providing meaningful financial protection.
We recommend scheduling a phone call to discuss your specific situation. Most people can qualify for very affordable critical illness plans that they can use to supplement their primary health insurance policy.
