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HSA Eligible Health Insurance
Finding the right HSA-Eligible Plan is difficult...
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Navigating Healthcare.gov and searching for marketplace HSA plans is complicated
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Searching for non-marketplace HSA plans without a guide is confusing
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Most quoting website will just sell your information instead of giving you quotes
The Solution
We make it easy to find the right HSA-eligible Plan!
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We know exactly where all of the good HSA plans are (on and off the Marketplace)
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We present your options to you in a single phone call (and we don't sell your info)
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We can recommend exactly which HSA plan will best meet your specific needs
Frequently Asked Questions About HSA-Eligible Health Insurance plans:
What Is An HSA-Eligible Health Insurance Plan
An HSA-eligible health insurance plan is a plan that meets certain qualifications set by the IRS. They are often referred to as “High Deductible Health Plans” (HDHP), however not all HSA plans actually have “high deductibles”. But generally speaking, these plans typically have lower monthly premiums and higher deductibles compared to traditional health insurance plans.
The defining characteristic of an HSA-eligible plan is that it enables the member to open a separate Health Savings Account (HSA) and contribute tax advantaged money into that account.
What Is A Health Savings Account (HSA)?
A Health Savings Account (HSA) is a tax-advantaged savings account that allows you to set aside money to pay for qualified medical expenses. Contributions are tax-deductible, the funds grow tax-free, and withdrawals for qualified medical expenses are also tax-free.
Are HSA-Eligible Plans Available On The Marketplace?
Yes. Many plans available through the Marketplace are HSA-eligible high deductible health plans, but not all high deductible plans qualify. It’s important to confirm the plan is officially HSA-eligible before enrolling.
You can schedule a meeting with us if you would like to find out if your plan is potentially HSA eligible, or if you would be eligible to switch to an HSA plan.
How Do I Know If An HSA-Eligible Plan Is Right For Me?
The best plan for you depends on factors like your healthcare needs, monthly budget, and how comfortable you are with a higher deductible. Comparing HSA-eligible plans alongside other options can help determine which type of coverage fits your situation best.
If you would like to discuss your specific situation with an expert, then click the button below to schedule a meeting with us! We will help you determine whether or not an HSA plan is the right plan for you.
