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Accident Insurance
Finding the right Accident Insurance is difficult...
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Most health insurance plans still have gaps, copays, and deductibles
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Accidents and injuries often cause unexpected and expensive medical bills
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Trying to plan for and cover the gaps on your primary insurance plan is complicated
The Solution
We make it easy to find the right Accident Insurance!
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We know exactly how to cover the gaps in any primary health insurance policy
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We help you identify exactly what your risks are for you specific situation
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We know which supplemental products will give you the biggest bang for you buck
Frequently Asked Questions About accident Insurance:
What Is Accident Insurance?
Accident insurance is a type of supplemental insurance that pays cash benefits if you are injured in a covered accident. The money can help pay for medical bills, lost income, or everyday expenses while you recover.
Is Accident Insurance The Same As Health Insurance?
No. Accident insurance is designed to pay fixed benefits for specific situations. Generally speaking it is designed to “fill in the gaps” from your primary health insurance plan such as your copays and deductibles.
Health insurance is usually designed to have a comprehensive out-of-pocket maximum. This keeps you protected financially if you ever experience very expensive medical bills.
What Types Of Accidents Are Typically Covered?
Most policies cover injuries from everyday accidents such as falls, sports injuries, car accidents, burns, cuts, and broken bones.
Each policy has it’s own unique list of limitations and exclusions. We can help explain to you the exact limitations of each accident product out there to help you enroll in the right one for your needs.
How are benefits paid with accident insurance?
Most policies pay cash benefits directly to you. You can use the money for medical bills, deductibles, or everyday expenses.
Is Accident Insurance Worth It If I Already Have Health Insurance?
Even with good health insurance, accidents can lead to deductibles, copays, and lost income. In our opinion, most people would benefit from adding a supplemental accident policy to their coverage. This is because the accident benefit can be used to pay for expense that health insurance wouldn’t normally cover (like your rent of groceries) if applicable.
Reach out to see what adding a supplemental accident plan would like for your situation.
